tessellatic

tessellatic

An AI risk-decisioning company.

We build B2B software and developer APIs for payment platforms and marketplaces — merchant risk assessment, fraud detection, and risk scoring. Our software analyzes data and returns signals only; it never holds, moves, or transmits customer funds.

We build Fusegu — the AI risk-ops team for the platforms that move the internet’s money: payment processors, PayFacs, and marketplaces.

Why the name

From Latin tessella — the single tile of a Roman mosaic.

Risk is never one score. It is a mosaic of small, verifiable signals — each one a tile you can point to. We build systems that compose those tiles into decisions a risk team can explain, defend, and improve, instead of a black box no one can answer for.

What we build

Fusegu is an AI risk-ops team for financial platforms. It screens merchants at boarding, watches them continuously, and turns every decision into ground truth that sharpens the next one — the screening-and-monitoring loop a growing platform can never staff fast enough by hand. AI-assisted evidence gathering; a deterministic policy engine renders every decision, so results are reproducible.

Onboarding & merchant risk
KYB, MCC classification, and abuse signals at the moment a merchant is boarded — the beachhead, live today.
Continuous monitoring
Re-screen live accounts as they drift: content and MCC changes, transaction-laundering, reserve pressure. Onboarding is the entry event; monitoring is the product.
Feedback & accuracy
Every decision is recorded against its realized outcome, so precision is measured, not asserted — the data moat compounds from day one.
The horizontal risk stack
KYB → AML → disputes → monitoring, under one contract. Entered through merchant risk; expanding across the stack from there.

Approach

We start where risk is hardest and still owned by humans — merchant onboarding and monitoring for payment platforms and marketplaces — and expand along the horizontal risk stack from that beachhead. Wedge first, platform second.

Company

Tessellatic, Inc. is a Delaware C-corporation. We build B2B software and developer APIs; customers contract with Tessellatic, Inc. for our product, Fusegu.

Our software analyzes data and returns signals only — it never holds, moves, or transmits customer funds.